What is Mifos?
Enterprise-grade financial services platform
Mifos (Apache Fineract) is a comprehensive, cloud-native core banking platform designed for financial institutions of all sizes - from microfinance institutions to digital banks.
Built on modern architecture with RESTful APIs, Mifos provides everything needed to run a complete financial institution including:
- Core Banking Operations
- Loan Origination & Management
- Savings & Current Accounts
- Fixed Deposits & Recurring Deposits
- Mobile & Digital Banking
- Payment Processing & Transfers
- Accounting & Financial Reporting
- Client & Group Management
Key Statistics
10M+
Active Users
40+
Countries
500+
Institutions
$5B+
Loans Disbursed
Technology Stack
Core Features
Loan Management
- Multiple loan products
- Flexible repayment schedules
- Interest calculation methods
- Collateral management
- Loan restructuring
- Arrears tracking
Savings & Deposits
- Savings accounts
- Current accounts
- Fixed deposits
- Recurring deposits
- Interest calculation
- Minimum balance rules
Digital Banking
- Mobile banking apps
- Internet banking portal
- USSD integration
- SMS notifications
- Agent banking
- Self-service kiosks
Payments & Transfers
- Internal transfers
- External payments
- Bulk disbursements
- Standing orders
- Payment gateway integration
- Multi-currency support
Accounting
- Double-entry accounting
- Chart of accounts
- Journal entries
- Financial statements
- Trial balance
- Audit trails
Reporting & Analytics
- Pentaho reports
- Custom dashboards
- Portfolio analysis
- Risk management
- Regulatory reports
- Data export
Implementation Packages
Flexible pricing to match your needs
Credit-Only Starter
$5,000
- Standard installation
- Credit-only MFI setup
- Unlimited loan products
- Client & group management
- Basic training (5 users)
- 3 months support
- Standard reports
- Cloud hosting (1 year)
Full MFI Package
Most Popular$15,000
- Full installation & setup
- Loans & savings enabled
- Unlimited products
- Group lending support
- Mobile banking setup
- Comprehensive training (15 users)
- 6 months support
- Custom reports
- Basic integrations
- Cloud hosting (1 year)
Enterprise
$30,000+
- Everything in Full MFI
- Unlimited products
- Custom module development
- Payment gateway integration
- Multi-branch setup
- Advanced security
- Unlimited training
- 12 months support
- Cloud hosting (1 year)
Perfect For
Microfinance Institutions
Complete MFI operations with group lending, individual loans, and savings management.
Community Banks
Full banking operations for small to medium-sized financial institutions.
Credit Unions
Member-focused financial services with democratic governance features.
Digital Banks
Modern digital-first banking with mobile and web interfaces.
Ready to Transform Your Financial Institution?
Contact us for a free consultation and demo of Mifos banking platform.
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